Coming Soon

Your Wealth.Elevated.

The AI-powered financial platform that helps you spend smarter, save more, and invest with confidence. Built for those who demand more from their money.

Be among the first on the waitlist.

The Collection

Three tiers. One platform.

ONYX GLOBAL
Digital Wallet — Free

Onyx Global

Spend, send, and manage your money with AI-powered insights. No fees. No lock-in.

Physical Card
ONYX GLOBAL
BLACK
Premium — Coming Soon

Onyx Black

A physical matte black card with Apple Pay, Google Pay, premium spend analytics, and priority support.

Enquire Now
ONYX GLOBAL
RESERVE
Investment Access — Coming Soon

Onyx Reserve

Access managed index funds, S&P 500 ETFs, and AI-guided investment portfolios through our partnered investment groups.

Enquire Now
Built Different

AI that works as hard as you do.

AI Financial Advisor

Your personal AI advisor analyses your spending and tells you exactly what to do next.

Spend Analytics

Every transaction categorised and visualised. Know where every dollar goes.

Send & Receive

Transfer money instantly to anyone, anywhere. No hidden fees.

Investment Access

Invest in index funds and ETFs through our partnered investment groups. From $1.

Smart Savings

AI-powered savings goals that adapt to your income and spending patterns.

Bank-Grade Security

256-bit encryption, biometric authentication, and real-time fraud detection.

How it works

Real banking infrastructure. Zero complexity.

Onyx Global runs on regulated Australian financial infrastructure — giving you access to real account numbers, instant payments, and investment products in one seamless platform.

  1. 01
    Your Onyx Account

    Open your account

    Sign up in minutes. Get a real Australian BSB and account number — instantly issued and ready to use.

    • Australian BSB & Account
    • Issued instantly
    • No branch visits
  2. 02
    Send & Receive Instantly

    Send money at the speed of now

    Pay anyone in Australia using PayID — just use your email address or phone number. No BSB memorisation. No delays. Money arrives in seconds through the New Payments Platform.

    • PayID enabled
    • OSKO instant payments
    • Send via email or phone
  3. 03
    Your Onyx Card

    Spend with your Onyx card

    Your digital wallet is ready from day one. Upgrade to Onyx Black for a physical matte card accepted anywhere Mastercard is — in-store, online, globally.

    • Apple Pay & Google Pay
    • Mastercard network
    • Real-time notifications
  4. 04
    Grow with Onyx Reserve

    Put your money to work

    Onyx Reserve members access managed investment portfolios through our partnered investment groups — including index funds, S&P 500 ETFs, and diversified managed funds. AI-guided. Human-managed.

    • Index funds & ETFs
    • S&P 500 access
    • AI-guided recommendations

Built on Regulated Australian Infrastructure

  • AFSL Licensed Infrastructure

    Operating under Australian financial services regulation

  • 256-bit Encryption

    Bank-grade security on every transaction

  • Australian Owned

    Headquartered in Melbourne, Australia

  • NPP Connected

    Australia's fast payment network

What is PayID?

PayID is Australia's fast payment system — part of the New Payments Platform (NPP). Instead of sharing your BSB and account number, you simply share your email address or phone number. Money arrives in your Onyx account in seconds, 24/7, 365 days a year.

< 1 sec
Transfer time
24/7
Always available

Join Our Affiliate Program

Become part of Onyx Global's growth by partnering with us as an affiliate. Earn competitive commissions while introducing your audience to premium digital banking. Limited spots available.

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Affiliate Program

Partner with Onyx. Grow together.

Become part of Onyx Global's growth by partnering with us as an affiliate. Earn competitive commissions while introducing your audience to premium digital banking. Limited spots available.

Minimum requirements required

Limited spots available.

  • 500Affiliate Partners
  • 3Card tiers. One platform.

“The financial platform built for the next generation of Australian wealth.”

Limited Early Access

Be first.

Join the waitlist today. Early members receive exclusive benefits at launch.

Be among the first on the waitlist.